Buying or selling a car after a disaster

When weather causes automobile collisions

Another weather-related insurance issue occurs most often in winter. Swinton Insurance advises, “One of the most common forms of damage caused by snowstorms is when a parked car is struck by another vehicle. If your parked car is hit, and you can identify the vehicle which hit your car, you should be able to claim on the other driver’s policy. If you don’t know who hit you, take photos of the damage and call the police to report the collision before calling your insurer to update them.”

Ultimately, the smartest approach is to review your insurance policy thoroughly to see which types of weather damage are covered.