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Precautions for buyers
Check a vehicle’s title history using the National Insurance Crime Bureau’s VinCheck or the National Motor Vehicle Title Information System. Reports may state whether a vehicle has been flood-damaged.
In addition to its regular vehicle history reports, Carfax offers a free flood damage check for used car buyers, as well. After inputting the vehicle’s identification number, you’ll get a report on any damage or repairs reported across the history of the car.
Guidelines for sellers
The Federal Trade Commission’s Used Car Rule stipulates the conditions and requirements under which dealers can sell used cars. They are required to disclose pertinent information about the car’s condition and previous ownership. However, financial institutions and other entities are not bound by the Used Car Rule. Consult the FTC’s site for more information.
Should your vehicle experience a disaster, practice safety first; wait until conditions are safe to inspect your car. Take pictures or videos and document all the damage and possible causes. Take a few deep breaths, then contact your insurance provider to find out what insurance does and does not cover, and start the claims process. Review the information in this guide on other steps to take after a disaster, the signs that identify a flood-damaged vehicle, and how to protect your vehicle from weather disasters in the future. Once you’re ready, check the buying and selling sections of the guide to help you make wise decisions in selling or buying a vehicle.