5 reasons your car might be uninsurable and 5 Craziest Stories of Insurance Fraud

1. The two-armed fraudster

In 2009, Michael LeDuc obtained an accidental death and dismemberment insurance policy, and in 2010 he filed a claim saying his left arm had been ground off in a wood chipper accident. As such, he was due slightly more than a quarter million dollars in a benefit payment. The problem? LeDuc still had two arms. He tried to fool the insurance company by altering his official medical records…but not missing an arm was a pretty easy thing for the insurance company to disprove. The investigation also uncovered other frauds he had committed including faking a serious head injury and a number of bounced checks. In 2011, he pled guilty to wire fraud and was sentenced to 57 months in federal prison.